“Women have been told that we’re too risk averse to invest. There are a number of barriers that prevent women from investing. While there are a number of factors that contribute to women’s lower lifetime earnings than men - such as “ the motherhood penalty” and unconscious bias in the workplace - one issue is that women tend to invest less than men do, which in turn prevents them from getting everything they can out of the money that they do have. In retirement, the gender pay gap between men and women widens to 44 percent, and, by the time they hit 75, women are twice as likely as their male peers to live in poverty. And yet, despite these resources, women still lag far behind men when it comes to retirement savings and income. “Women don’t invest as much as men do, and it costs hundreds of thousands, in some cases, millions, over the course of their lives.” That cost, she says, is “life changing.” Women now control 51 percent of personal wealth in the United States - a staggering $14 trillion - according to a 2015 study by the Bank of Montreal's Wealth Institute. “There is a gender investing gap in this country,” Sallie Krawcheck, co-founder and CEO of Ellevest, tells Bustle.
The go getters guide free#
The free guide aims to empower women to invest their money confidently, and, ultimately, to take control of their financial futures. On Monday, Ellevest, an online investing platform for women, launched “ The Go-Getter’s Guide To Investing,” a microsite that breaks down investing for a female audience. Hold yourself accountable to finally prioritizing your life, and getting things in order.Investing is a key route to funding major life goals, from buying a house to retiring, and yet, frustratingly, women are less likely to invest their savings than men. Agree that on these specific days you won’t spend any money whatsoever. When you set a budget, also include a few “no spend” days. At this age everyone should become intentional with their money and spending habits because financial stability is huge part of adulating 101. When you become familiar with what’s ahead, you’ll be ready to tackle the week instead of dreading it.īudgets don’t have to be a bad thing they simply keep us aware of our finances. When you plan out your week, you’re more likely to feel motivated. By the end of the week you’ll be ready to reward yourself for being productive. Stay organized and manage your time efficiently.
Set aside a specific day or time as your preparation session. Use Sundays or Mondays as a planning day. Doing things this way prevents the worry of forgetting something crucial.ģ. Free up some space in your mind by jotting down important dates and setting reminders. If planners aren’t your thing, then use the calendar app instead. Mark your calendar with upcoming appointments, meetings and special occasions. Planners help to keep your day, week, and month organized.
The go getters guide update#
With a simple tap on the screen, update it as needed anytime something new crosses your mind. Make a to-do list you can keep up with.īy using the note app on your phone you can create a to-do list and keep track of it as well. Consider these four steps your very own guide to prioritizing your life.ġ. Occasionally we all fall off tack, but never allow your life to become filled with could’ves and should’ves.
No matter the path you may stray onto, always remember to stay faithful to your goals. Having everything together can make you feel like you’re really getting the hang of this adult thing. When your priorities are in line, everything else seems to flow a lot easier - life seems brighter, stress appears lower, and the worries of this world are non-existent for the most part.
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